In early December, the team at Fowler Smith Mortgages & Protection enjoyed our annual event. It comprised of some down time, team meetings with speeches given by both directors Jonathan and Charlie, followed by a lovely meal and finally an evening party. The team have achieved some major accomplishments this year - surpassing previous new and completed business results. The team are excited for our fifth financial year with firm goals and the energy to match!

Jonathan Fowler reads out feedback regarding a client's journey with Joanna in our latest instalment of The Mortgage Stories.

Leah joined us in November 2023, after working previously in the NHS. Leah joined the financial services industry keen to learn, and she has demonstrated exactly that. Now, two years in, Leah is exceptional at ensuring a seamless client journey and supports the brokers in our firm significantly. We are thrilled to see Leah's dedication to our business and how she is onboard with our vision, and always happy to assist on any client queries along the way. Congratulations Leah o

We're proud to be nominated for the Mortgage Strategy Awards 2026 category of 'Best Mortgage Broker 2026' (8-50 advisers). Our mission is to add value to everybody we communicate with, and our team demonstrate this with every client conversation, with every business relationship and within our industry. To be nominated is a great feat and we look forward to hearing the initial results from the industry vote, ending 12th December. To vote for us, visit: https://mortgagestrateg

We are proud to announce that Travis Legge becomes Senior Associate Mortgage & Protection Broker. Travis joined the firm in November 2023, and since then has excelled in terms of his performance, knowledge and building rapport with clients and business relationships alike. Travis is focussed on providing an unmatched service, and is a firm believer in our company vision - looking to help drive it forwards wherever possible. Travis' clients leave him exceptional feedback and f

Today, the 15 th  November 2025, marks Fowler Smith Mortgages & Protection’s 4 th  birthday. Since our inception back in 2021, we’ve seen 19 Bank of England Base Rate changes, over 2,000 applications submitted, and approximately 17,520 coffees consumed by our team! I’m incredibly proud to see our business continuing to grow, to succeed and consistently provide a service to our clients that we would expect to receive ourselves. The industry is ever-evolving, and we adapt with

It’s worth the reminder that Bank of England’s base rate doesn’t directly correlate to the fixed rates we see on offer by lenders. They’re more dictated by the SONIA swap rates, and whilst – yes – the overall UK economy, global economy and inflation do have an effect on these, it’s not a direct correlation to base rate. The latest base rate meeting was held earlier this month which is understandable considering Rachel Reeves delivers her budget on the 26 th November, however

The Mortgage Stories is a recurring segment on our social media platforms, where we ask clients a series of questions and share their responses anonymously.

What we’re seeing in the market at present is that lender appetite remains high. It seems that although there were changes to stamp duty...

Here at Fowler Smith Mortgages & Protection, I'm exceptionally proud to announce that from 2026, we are opening up two intakes - one in...

We are delighted to announce that Travis Legge has been honored with the title of Most Client-Focused Mortgage Broker 2025 (East of...

“2025 marks 50 years since women in the UK were first legally allowed to apply for a mortgage without a male guarantor.” As a Senior...

Now, more than ever, investors are often looking to purchase property within a Limited Company – specifically known as a Special Purpose...

We are delighted to announce that, in line with our plans, our team has grown again with the addition of Ashleigh Sinclair as an...

There’s no denying it — the mortgage market is changing. Quietly, steadily, and in some places, quite drastically. And as always, change...

Our Founder and Managing Director has recently been honored with the 'Young Business Leader of the Year 2025' award in Essex. This is an...

Following the recent BBC documentary highlighting conditional selling practices in the estate agency and mortgage advice world, I felt...

Earlier in the year I wrote about how our Senior Client Account Executive, Natasha Hughes, was nominated as a finalist for Mortgage...

2025 is shaping up to be an interesting year for UK property investors. Interest rates aren’t exactly easy to swallow, new regulations...

Seeing the team at Fowler Smith Mortgages & Protection in consistent contact with one another, sharing ideas, lender or insurer criteria...