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Mortgages

Bespoke advice from across the market.

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Residential Mortgages

First time buyers, home movers or second homes - we can help in all aspects of residential mortgages. With the ability to seek the best fixed or variable rates to suit your needs and plans. Capital repayment, interest only and part & part available. 

Buy To Let Mortgages

Looking to invest? Buy to let could be a fantastic option. Whether in a personal name, or Ltd Company - we can help from single lets, HMOs, portfolio and even corporate and social housing investment opportunities.

Birmingham Canal
South Kensington London Mews

Self Employed Mortgages

If you're an established business, or have only been trading for a year - we have access to lenders who can cater for all! Sole traders, partnerships, Ltd Company directors - and even those on the CIS (Construction Industry Scheme). Get in touch today.

Let To Buy Mortgages

Is your home too good an investment to sell? Speak to us about how you may be able to keep your existing home, let it out and buy a new property to live in! 

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Bridging & Development Finance*

We can access lucrative deals from private lenders via our partner packager firms. Buying a property to refurbish and live in, sell on or let out? We can assist. Buying an opportunity that's too good to miss? We have the right development lending for you. Bought at auction and need finance quickly? Speak to us. 

Expatriate Mortgages

Investing in the UK property market has always been viewed as a popular choice. Wondering how you can do it even when you're out of the UK? Then speak to us - there are plenty of funding options for expatriates that we would gladly advise you on.

Singapore
Town Street

Credit Impaired Mortgages

Bad credit no longer means you cannot get a mortgage. We will assess your circumstances and find the most suitable lender for you. From CCJs, defaults, missed mortgage payments to bankruptcy and debt management plans - we are happy to help you secure your dream home and work out a plan for you moving forwards.

Mortgages We'd Love To Assist You With

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  • First Time Buyers

  • Home Movers

  • New Builds

  • Adverse / Credit Impaired

  • Capital Raising

  • Debt Consolidation

  • Remortgage

  • Expatriates

  • Foreign Nationals*

  • Shared Ownership

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  • Buy To Let

  • Complex / Specialist Buy To Let

  • Limited Company Buy To Let

  • Additional Borrowing

  • Bridging Finance*

  • Development Finance*

  • Second Charges*

  • Self Employed

  • Contractors

  • Let To Buy

* will be referred to a third party.

Please note that some Buy To Let mortgages are not regulated by the FCA.

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Fowler Smith Mortgages & Protection

Suite 3, 145 High Street

Colchester

CO1 1PG

01206 635 550

info@fowlersmith.co.uk

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
 

Fowler Smith Mortgages & Protection Ltd is an appointed representative of Mortgage Intelligence Limited which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgages, insurance and consumer credit mediation activities only.

 

Registered address:  71-75 Shelton Street, Covent Garden, London WC2H 9JQ Registered in England & Wales under number 13742633

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (https://www.financial-ombudsman.org.uk/consumer/complaints.htm) How to make a complaint.

© 2024 Fowler Smith Mortgages & Protection LTD.
Colchester Mortgage Broker, Mortgage Broker Colchester

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